At the time I thought this was making me happy but all it was doing slowly but surely was making me get into more and more debt. I spent what I earnt and more besides. This was the culture then. Credit cards were offered to me monthly. The thought process then was well if I can afford the minimum payment then yes I will spend. Before I knew it, I was in at least £20k of debt and struggling to make minimum payments.
The me of today would have written down a plan of what I owed and how I was going to pay it. Stupidly I didn't. All the while I am training to be an accountant. I knew if you spent more than you earnt then it was only going to be a slippery slope to bankruptcy. There was no waking up and smelling the coffee. I was in denial I had a problem.
It took meeting the love of my life and best friend to make all things change.
This was not an overnight turnaround. I still liked to socialise and buy nice things but the love of a good man filled the hole in my life that I seemed to have been desperately trying to fill.
Fast forward five years to 2011 and everything and I mean everything changed...